By accessing or using this Website you agree to be bound by these Terms of Use (Terms).
1. Acceptance of Terms
By accessing or using this Website, the pages contained on it, and the products, services, information, tools and material described on it (the Site), you acknowledge that you have read, understood and agree to these Terms.
If you do not agree to these Terms, you must not use this Website.
We may amend these Terms at any time. Continued use of the Website constitutes acceptance of the amended Terms.
2. Disclaimer
This website is operated by Ironbark Investment Partners Pty Limited (ACN 136 679 215) and its subsidiaries (collectively known as Ironbark Financial Group). Ironbark Financial Group is made up of Ironbark Advice, Ironbark Private Wealth and Ironbark Investment Solutions. Please read our Financial Services and Credit Guides (FSGs) linked here for more information.
3. Regulatory Status and Capacity
Entities within the Ironbark Financial Group may act in a number of capacities, including:
- holder of an Australian Financial Services Licence (AFSL);
- Responsible Entity of registered managed investment schemes;
- Trustee of trust structures (including unregistered managed investment schemes);
- Authorised Representative or Corporate Authorised Representative.
References to “Ironbark”, “we”, “us” or “our” on this Website may refer to one or more entities within the Ironbark Financial Group acting in their respective capacities.
Nothing on this Website expands or modifies the authorisations under any AFSL or the obligations of a Responsible Entity or trustee.
4. Australian Residents
The products and services described on this Site are intended for Australian residents.
The information on this Website has been prepared in accordance with Australian law and may not satisfy the laws of other countries.
Financial products or services referred to on this Website may only be offered or subscribed for where it is lawful to do so.
5. General Advice Warning
The content on this Website:
- is provided for general information purposes only;
- does not constitute personal financial product advice;
- has been prepared without taking into account your objectives, financial situation or needs.
Nothing on this Website constitutes:
- a recommendation to acquire, dispose of or hold a financial product;
- an offer to issue interests in a managed investment scheme or trust;
- legal, taxation or accounting advice.
Before acting on any information on this Website, you should consider whether it is appropriate for your circumstances and seek professional advice if necessary.
6. Financial Products and Funds
Investments in financial products referred to on this Website may only be made by completing the application form contained in the relevant disclosure document, including:
- Product Disclosure Statement (PDS)
- Additional Information Guides (AIG)
- Information Memorandum (IM)
- Other offer documents.
You should read the relevant disclosure document in full before making any investment decision.
Past performance is not a reliable indicator of future performance.
Investment involves risk including possible loss of all capital invested.
7. Accuracy of Information
Information on this Website is provided in good faith and is believed to be accurate at the time of publication.
However, Ironbark makes no representation or warranty regarding the accuracy, reliability, completeness or timeliness of the information.
To the maximum extent permitted by law, Ironbark and its directors, employees and associates accept no liability for any loss or damage arising from reliance on information contained on this Website.
Nothing in these Terms excludes rights under the Australian Consumer Law that cannot be excluded.
8. No Guarantee of Performance
Ironbark does not guarantee the performance of any financial products referred to on this Website nor the repayment of capital.
Investments are subject to market risk and investment outcomes may vary.
Past performance is not a reliable indicator of future results.
9. Wholesale Client Content
Certain information on this Website may be intended solely for ‘wholesale clients’ within the meaning of the Corporations Act 2001 (Cth).
By accessing such information, you represent that you qualify as a wholesale client. If you are not a wholesale client, you must not rely on that information.
10. Disclosure of Interests
Ironbark and its directors, employees and associates may:
- hold positions in financial products referred to on this Website;
- act as advisers, brokers or investment managers in relation to those products;
- receive fees, commissions or other remuneration in connection with those products.
Further details may be contained in relevant disclosure documents.
11. Third-Party Links
This Website may contain links to external websites.
Ironbark does not control, endorse or accept responsibility for the content of third-party websites.
Accessing external websites is at your own risk.
12. Cybersecurity and Website Access
While reasonable care is taken to maintain the security of this Website, we do not warrant that the Website or its servers are free from viruses or other harmful components.
Users should take appropriate precautions when accessing websites and downloading information.
13. Permitted Use
You must not:
- attempt unauthorised access to any systems or data;
- interfere with the operation of the Website;
- introduce malicious software;
- use automated systems to extract data from the Website without permission.
We reserve the right to restrict or terminate access where misuse is detected.
14. Intellectual Property
Unless otherwise stated, all content on this Website including text, graphics, logos and trade marks are owned by or licensed to Ironbark.
You may view or download content for personal, non-commercial use only.
You must not reproduce, distribute or commercially exploit any material without prior written consent.
15. No Client Relationship
Access to or use of this Website does not create a client, adviser, fiduciary or investor relationship.
A formal relationship will only arise once a written agreement is executed or a valid investment application is accepted.
16. Governing Law
These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of that State.