We provide credit assistance to help medical professionals understand how different lenders approach lending for healthcare roles and what options may be available based on individual circumstances.
How lenders may assess medical professionals
Depending on your role, experience and employment structure, some lenders may offer features or policy settings that differ from standard home loan applications. These can include:
- Waived Lenders Mortgage Insurance (LMI) for eligible medical professionals, even with deposits below 20%
- Interest rate discounts, subject to lender pricing and assessment
- Reduced or waived fees, depending on the lender and loan type
- Simplified income assessment, particularly for certain employment arrangements
Availability of these features varies between lenders and is subject to eligibility criteria, credit policy and approval.
How we help
We help medical professionals understand:
- Which lenders recognise different healthcare roles
- How income is assessed across salaried, contract and private practice arrangements
- What documentation may be required
- How lender policies differ and what that means for your application
Our role is to explain your lending options clearly, compare lender approaches, and guide you through the application and settlement process.