Robeco Credit Income Fund (AUD Hedged)

Issued by Ironbark Asset Management (Fund Services) Limited ABN 63 116 232 154 AFSL 298626, trading as Ironbark Investment Solutions (Ironbark).

Ironbark is the Responsible Entity for the Fund referred to on this page. You should consider the target market determination (TMD) and Product Disclosure Document (PDS) for the Fund before deciding whether to acquire or continue to hold an investment in the Fund. This webpage contains general information only and is not intended to represent specific investment or professional advice. It does not consider your personal financial circumstances, objectives or needs. Before making an investment decision, you should assess whether the material is appropriate for you and consider seeking financial advice. This material is for informational purposes only and does not constitute a recommendation, offer, invitation, or solicitation to make any investment in the Fund. Ironbark believes that the information provided is correct as at the time of compilation. However, no warranty of accuracy or reliability is given, and Ironbark accepts no liability arising because of any errors or omissions in the material provided. To the extent permitted by law, Ironbark and its representatives are not liable for any loss or damage arising as a result of reliance placed on the contents of this page. Any investment is subject to risk, including delays on the payment of withdrawal proceeds and the possible loss of all capital invested. While any forecasts, estimates and opinions provided in this material are made on a reasonable basis, actual future results may differ materially. This webpage may contain references to third parties which Ironbark does not own or control. These references do not imply Ironbark’s support, endorsement or recommendation of any other company, product or service provided by any third party. This material is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. No part of this material may be reproduced or distributed in any manner without the prior written permission of Ironbark.

The report that included the rating was published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec) on 13 October 2025. Lonsec receives a fee from fund managers for the preparation of reports. Lonsec’s reports are prepared based on a Research Process that is consistently followed for different products. The information included in the report, including the rating, is general advice only. An investor should be aware that the advice has been prepared without taking into account an investors’ objectives, financial situation or needs. Investors should consider the appropriateness of the advice having regard to their own objectives, financial situation or needs before acting on the advice. Investors should obtain a Product Disclosure Statement (PDS) (if required) relating to the product, consider the PDS and seek independent financial advice before making any decision about whether to acquire the product. The report, including the rating, is not a recommendation to purchase, sell or hold any product. Past performance is not a reliable indicator of future performance. Reports are prepared based on information available at the time of preparation and may be subject to change by Lonsec without notice. Visit lonsec.com.au for important documents including the Financial Services Guide and Conflicts of Interests Statement. © 2026 Lonsec. All rights reserved.